Your job is just part of your life.

That’s where portable life insurance can help.

Your family and your life are unique. Your life insurance should offer you flexible options to pick and choose the coverage that works best for you. With Guaranteed Issue Employee’s Whole Life Insurance, protecting your family has never been easier, all through the convenience of payroll deduction.

This portable life insurance will stay with you whether you change jobs or retire.  It’s easy to apply and available to you and your family* and the premiums are automatically deducted from your paycheck. And since this is a Guaranteed Issue policy, there are absolutely no health questions and absolutely no medical exams.

Your permanent Employee’s Whole Life policy premiums are guaranteed to never increase, your policy is guaranteed to grow cash value, and your policy will be eligible to earn dividends**, which you can use to increase your coverage.

*For family eligibility the employee is required to participate.

**Dividends are not guaranteed.

All guarantees are based on the claims-paying ability of the issuer. Employee’s Whole Life Insurance is issued by New York Life Insurance Company.

In Oregon the policy form number for Employee’s Whole Life Insurance is ICC17217-52P.

This program is not intended to be subject to the Employee Retirement Income Security Act of 1974 (ERISA).

SMRU 5032500.2