Search

Enhanced voluntary benefits for healthcare workers

Healthcare workers on the job in a hospital.

Helping those who help others

In today's competitive healthcare landscape, attracting and retaining top talent is critical. Recognizing this challenge, we are excited to announce our enhanced voluntary benefits suite designed specifically for healthcare organizations and their workers.

Our supplemental health coverages offer a unique blend of comprehensive coverage, flexible plans, and an easy claims process, all aimed at supporting both employees' well-being and the financial health of the organization.

Our accident, critical illness, and hospital indemnity coverages feature affiliated health care provider benefits that provide:

Increased benefit payouts at employer-affiliated healthcare providers

Employees who receive medical services or treatments at hospitals or medical facilities owned, operated, or maintained by their employer can now benefit from significantly increased coverage:

  • Accident Insurance:* Employees will receive an additional 25% in benefits for covered injuries, emergencies, hospitalizations, and other treatments.
  • Hospital Indemnity Insurance: For admissions and confinement, employees will receive an additional 50% in benefits.

Health screening benefits that pay an additional 100%**

Promoting preventive care is a key aspect of our program. When screenings are conducted at affiliated hospitals or medical facilities:

  • Employees will enjoy a benefit increase of up to 100%, based on the selected plan design.
  • They will also have access to over 40 types of screenings, including colonoscopies, mental health screenings, biometric assessments, and routine hearing exams.

 

Specialized support for healthcare workers

Understanding the unique challenges faced by healthcare workers, our voluntary plans offer specialized support, including: benefits for PTSD, infectious diseases, mental health disorders, severe mental illnesses, occupational hepatitis, and HIV.

Contact your NYL GBS representative to learn more about our tailored voluntary benefits for healthcare organizations.

*Accident coverage will include the increased percentage amount with an overall maximum limit per covered accident. The employer will have the ability to adjust both the percentage amount and overall maximum limit.

**In some states, referred to as health screening incentive.

New York Life Group Benefit Solutions products and services are provided by Life Insurance Company of North America, New York Life Group Insurance Company of NY, and New York Life Insurance and Annuity Corporation, subsidiaries of New York Life Insurance Company. Life Insurance Company of North America is not authorized in NY and does not conduct business in NY. Product availability may vary by state and is subject to change.

Accident insurance, critical illness insurance, and hospital indemnity insurance are limited benefit policies. Accident insurance pays benefits for accidents only. These products are not health care insurance and do not satisfy the requirement of minimum essential coverage under the Affordable Care Act. New York Life Group Benefit Solutions Accident insurance, Critical Illness insurance, and Hospital Indemnity insurance are underwritten by New York Life Insurance and Annuity Corporation, a subsidiary of New York Life Insurance Company. Policy provisions and product availability may vary by state. Policy forms: Accident: GBS-AI-1000.00; Critical illness: GBS-CI-1000.00; Hospital indemnity: GBS-HI-1000.00. Product availability may vary by state and is subject to change. Voluntary benefit products are not available in New York.

New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010

© 2024, New York Life Insurance Company. All rights reserved. NEW YORK LIFE, and the NEW YORK LIFE Box Logo are trademarks of New York Life Insurance Company.