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No one knows what the future will bring.

That’s why we offer insurance solutions that can help put you more in control of your future, give you a sense of security and offer you the additional financial protection you may need.

 

During your open/annual enrollment period, you can enroll for valuable benefits designed to help protect what matters most to you.

Your benefits, your way.

Not sure which voluntary benefits are right for you? We can help. myBenefitsAssistant℠ helps you determine which benefits to consider based on where you are in life and what matters most to you. It only takes a few minutes. Let’s get started.

How much life insurance do you need? 

If you're not sure how much life insurance to purchase, our online calculator can help:

You can also download our fillable Life Insurance Calculator, which is also available in Spanish, to estimate how much coverage you need.

How much disability insurance do you need?

Find out with our Disability Needs Calculator

Have questions about your benefits?

To schedule a confidential meeting with a benefits counselor and get your questions about New York Life Benefit Solutions answered, please click the link below to select a time that works best for you:

Additional Resources

Accident Insurance Customer Flyer
Critical Illness Customer Flyer
Hospital Indemnity Customer Flyer
Combined Product Customer Flyer
Combined Product Customer Flyer Spanish
Term Life Customer Flyer
Disability Customer Flyer
Long-Term Disability Buy-Up Customer Flyer
Short-Term Disability Buy-Up Customer Flyer
AD&D Customer Flyer

Click here to view your Welcome Guide, which includes information about this year’s open enrollment, how to start a claim and additional resources that are included with your benefits.

 

Learn more about your benefits

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Certificate of Coverage 3

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Get information and peace of mind while planning your parental leave

You’ve planned everything out for your new child, but have you thought about what benefits you get when you take parental leave from work? myLeaveGuide℠ is here to help you figure out your federal and state leave benefits and protections, and how they work together to support you and your family.

Watch Videos

Watch educational videos about the valuable benefits that are available to you.

Accident Insurance
Pays you benefits for specific injuries and events resulting from a covered accident. Benefit amounts vary depending on the type of injury and care received.  

Download the transcript

Seguro de Accidentes
Te paga beneficios por lesiones y eventos específicos como resultado de un accidente cubierto. Las cantidades de los beneficios varían dependiendo del tipo de lesión y de la atención recibida.  

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Accident Insurance with Health Screening Benefit*
Pays you benefits for specific injuries and events resulting from a covered accident. Benefit amounts vary depending on the type of injury and care received. In addition, the health screening benefit provides a payment for completing various health screening tests.

Download the transcript

Seguro de Accidentes con Beneficio de una Evaluación Médica*
Te paga beneficios por lesiones y eventos específicos como resultado de un accidente cubierto. Las cantidades de los beneficios varían dependiendo del tipo de lesión y de la atención recibida. Además, el beneficio de las evaluaciones médicas ofrece un pago por completar las diversas pruebas de evaluación médica.

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Critical Illness Insurance
Pays a lump-sum benefit if you are diagnosed with a covered illness or condition such as a heart attack, stroke, or cancer.

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Seguro de Enfermedad Grave
Paga un beneficio de suma global si te diagnostican una enfermedad o condición médica cubierta, como un ataque al corazón, un derrame o cáncer.

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Critical Illness Insurance with Health Screening Benefit*
Pays a lump-sum benefit if you are diagnosed with a covered illness or condition such as a heart attack, stroke, or cancer. In addition, the health screening benefit provides a payment for completing various health screening tests. 

Download the transcript

Seguro de Enfermedad Grave con el Beneficio de una Evaluación Médica*
Paga un beneficio de suma global si te diagnostican una enfermedad o condición médica cubierta, como un ataque al corazón, un derrame o cáncer. Además, el beneficio de las evaluaciones médicas ofrece un pago por completar las diversas pruebas de evaluación médica. 

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Hospital Indemnity Insurance
Pays a daily benefit if you have a covered stay in a hospital, intensive care unit, or rehabilitation facility.

Download the transcript

Seguro de Indemnización Hospitalaria
Paga un beneficio diario si tienes una estancia cubierta en un hospital, en una unidad de cuidados intensivos o un centro de rehabilitación.

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Hospital Indemnity with Health Screening Benefit*
Pays a daily benefit if you have a covered stay in a hospital, intensive care unit, or rehabilitation facility. In addition, the health screening benefit provides a payment for completing various health screening tests. 

Download the transcript

Seguro de Indemnización Hospitalaria con el Beneficio de una Evaluación Médica*
Paga un beneficio diario si tienes una estancia cubierta en un hospital, en una unidad de cuidados intensivos o un centro de rehabilitación. Además, el beneficio de las evaluaciones médicas ofrece un pago por completar las diversas pruebas de evaluación médica.

Descargar la transcripción

Term Life Insurance
Can help protect your loved ones’ financial health if you are no longer there to support them.

Download the transcript

Seguro de Vida a Término
Puede ayudar a proteger la salud financiera de tus seres queridos si ya no estás para apoyarlos.

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Accidental Death and Dismemberment (AD&D) Insurance
Provides protection if you die or are seriously injured as a result of a covered accident or injury-on or off the job. 

Download the transcript

Seguro por Muerte y Desmembramiento Accidental (AD&D)
Ofrece protección si falleces o sufres lesiones graves como consecuencia de un accidente o lesión cubiertos, dentro o fuera del trabajo.

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Disability Insurance
Provides you with a portion of your income should you be out of work due to a covered illness or injury.  

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​Seguro por Discapacidad
Te ofrece una fuente de ingresos en caso de que te quedes sin trabajo debido a una enfermedad o lesión cubierta.

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Short-Term Disability Insurance
Covers a portion of your paycheck if you are unable to work for a short period of time.

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Seguro por Discapacidad a Corto Plazo
Cubre una parte de tu salario si no puedes trabajar durante un breve período de tiempo.  

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Long-Term Disability Insurance
Covers a portion of your paycheck if you are unable to work for an extended period of time.  

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​Seguro por Discapacidad a Largo Plazo
Cubre una parte de tu salario si no puedes trabajar durante un período largo de tiempo.  

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How to File a Voluntary Benefits Claim
Learn how to file your accident, critical illness, or hospital indemnity insurance claim with our video guide. We’ll walk you through the process ensuring you can complete your claim without hassle.  

Download the transcript

Cómo Presentar una Reclamación de Beneficios Voluntarios
Aprende cómo presentar tu reclamación de seguro de accidente, seguro de enfermedades críticas o seguro de indemnización por hospitalizacíon con nuestra guía en video. Te guiaremos a través del proceso, asegurándo de que puedas completar tu reclamación sin inconvenientes.  

Download the transcript

Enroll today! 

Ready to take the next step? Enroll today!

*This benefit is only payable once per day even if multiple Health Screenings are provided in a single day. Este beneficio solo se paga una vez por día, incluso si se realizan múltiples evaluaciones médicas en un solo día.

Accident Insurance, Critical Illness Insurance, and Hospital Indemnity Insurance are limited benefit policies. Accident insurance pays benefits for accidents only. These products are not health care insurance and do not satisfy the requirement of minimum essential coverage under the Affordable Care Act. New York Life Group Benefit Solutions’ Accident Insurance, Critical Illness Insurance, and Hospital Indemnity Insurance are underwritten by New York Life Insurance and Annuity Corporation, a subsidiary of New York Life Insurance Company. Product availability may vary by state and is subject to change. Voluntary benefit products are not available in New York. Policy forms: Accident: GBS-AI-1000.00; Critical Illness: GBS-CI-1000.00; Hospital Indemnity: GBS-HI-1000.00.

Policy forms: Disability & Term Life - TL-004700 et al; Accident- (GBS-AI-1000.00) et al.

All contracts are provided in English.  In the event of any conflict between the contract and any summary in any other language, the terms of the contract will prevail.

New York Life Group Benefit Solutions products and services are provided by Life Insurance Company of North America or New York Life Group Insurance Company of NY, subsidiaries of New York Life Insurance Company. Policy forms: Disability & Term Life - TL-004700 et al; Accident- (GBS-AI-1000.00) et al.

Life Insurance Company of North America is not licensed in New York and does not conduct insurance business in New York.