Enroll Online During Your Employer’s Enrollment Period
Contact your employer if you do not know when your enrollment period occurs.
Human Resources
Call your Human Resources Benefit Manager to get answers to your questions.
Call: 1(800) 555-1234
Email: HRSOLUTIONS@BESTEMPLOYER.COM
Return your signed and completed forms to your Human Resources department.
IMPORTANT: This is a fixed indemnity policy,
NOT health insurance
This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.
- The payment you get isn’t based on the size of your medical bill.
- There might be a limit on how much this policy will pay each year.
- This policy isn’t a substitute for comprehensive health insurance.
- Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance.
Looking for comprehensive health insurance?
- Visit HealthCare.gov or call 1-800-318-2596 (TTY:1-855-889-4325) to find health coverage options.
- To find out if you can get health insurance through your job, or a family member’s job, contact the employer.
Questions about this policy?
- For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’ website (naic.org) under “Insurance Departments.”
- If you have this policy through your job, or a family member’s job, contact the employer.
IMPORTANTE: Esta es una póliza de indemnización fija,
NO un seguro médico
Esta póliza de indemnización fija puede pagarte una cantidad limitada de dólares si estás enfermo u hospitalizado. Sigues siendo responsable de pagar el costo de tu atención.
- El pago que recibes no se basa en el monto de tu factura médica.
- Puede haber un límite sobre cuánto pagará esta póliza cada año.
- Esta no sustituye a un seguro médico integral.
- Dado que esta póliza no es un seguro médico, no tiene que incluir la mayoría de las protecciones federales al consumidor que se aplican al seguro médico.
¿Buscas un seguro médico integral?
- Visita HealthCare.gov o llama al 1-800-318-2596 (TTY: 1-855-889-4325) para buscar opciones de cobertura médica.
- Para averiguar si puedes obtener seguro médico a través de tu empleo, o el empleo de un familiar, comunícate con el empleador.
¿Preguntas sobre esta póliza?
- Para preguntas o quejas sobre esta póliza, comunícate con su Departamento de Seguros Estatal (State Department of Insurance). Busca sus números en el sitio web de la Asociación Nacional de Comisionados de Seguros (naic.org) en la sección "Departamentos de Seguros".
- Si tienes esta póliza a través de tu empleo, o el empleo de un familiar, comunícate con el empleador.
New York Life Group Benefit Solutions products and services are provided by Life Insurance Company of North America or New York Life Group Insurance Company of NY, subsidiaries of New York Life Insurance Company.
Life Insurance Company of North America is not licensed in New York and does not conduct insurance business in New York.