New York Life Flexible Premium Variable Annuity III Prospectus

Download the May 1, 2024 product prospectus and underlying fund prospectuses for the New York Life Flexible Premium Variable Annuity III. The product prospectus explains the features that are offered and provides answers to some of the more frequently asked questions—everything from fees and charges and available riders, to such features as Automatic Asset Rebalancing and the Future Income Rider are detailed inside.

The fund prospectuses contain information on each of the investment divisions available under our products. Details on each Portfolio's investment objective, style and associated risk will be found inside. The investment options within New York Life Variable Annuities are different from mutual funds that have the same name, adviser, investment objective, and policies, as well as substantially similar portfolio securities.

Together these prospectuses provide you with a complete picture of what the New York Life Flexible Premium Variable Annuity III Prospectus may offer you as you plan for your long-term financial goals.

To learn more about the policy, you may also download the Statement of Additional Information ("SAI") dated May 1, 2024. The SAI contains more detail concerning the subjects discussed in the prospectus.

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