Mutual funds allow you to invest your money across a variety of stocks, bonds, and other options to help manage risk, which is an investment strategy known as diversification. When you invest in a mutual fund, you buy shares in a collection of investments that are overseen by professional money managers. Each mutual fund has its own specific investing strategy with its own risks and rewards. Connect with a financial services professional for guidance on which funds align with your needs, goals, and risk tolerance.
Search
MUTUAL FUNDS Money management made simple with mutual funds
If you don’t want to manage your own diverse mix of investments, mutual funds can help do that for you. Professional portfolio managers invest pooled assets from all the fund’s investors into stocks, bonds, and other financial offerings.
What mutual fund investments offer
Whether you’re investing for a short-term or long-term goal, our professionals help you choose from many different mutual fund options.
Flexibility
We work with you to create a portfolio that addresses your goals, time frame, and risk tolerance; you can adjust your portfolio over time as your needs evolve
Financial security goals
These investment funds provide potential earnings over time while seeking to manage risk by diversifying your portfolio.
Investing expertise
With an initial investment of $1,000 (or higher, if you prefer) you have access to professional money managers who can help you reach your financial goals
Common questions about mutual funds
The returns you receive will depend on the types of funds you choose and how they perform in the market. A dedicated professional can help you select the right funds and provide ongoing guidance to help you manage risk while seeking to grow your investment.
While all investments carry risk, most mutual funds also help manage risk by spreading your money across a variety of investments and securities (diversification). If one holding fluctuates in value, it does not have a drastic effect on the overall value of your portfolio.
Mutual funds are taxable when held in non-retirement accounts. They are not taxable when held in retirement accounts or individual retirement agreements (IRAs). Some types of mutual funds can also be taxed at lower rates. A dedicated professional can help you choose the right funds for you and estimate potential taxes.
In addition to mutual funds from a range of well-known firms, we offer New York Life Investments Funds, which are exclusively managed by New York Life Investment Management LLC, a subsidiary of New York Life Insurance Company. They’re available in many of the same investment platforms as other mutual funds and offer a wide range of options for creating a diverse investment portfolio. A dedicated professional can help you evaluate your needs and provide guidance on choosing the right mutual fun ds for your specific goals.
There’s more than one way to invest in your future
COMPARE YOUR INVESTMENT OPTIONS
|
Single premium |
|
|
— |
|
— |
— |
|
|
|
Single premium |
|
|
|
— |
|
— |
|
|
|
You choose the amount |
— |
— |
|
— |
|
|
— |
|
|
You choose the amount |
— |
— |
|
— |
|
|
— |
|
|
You choose the amount |
— |
— |
|
— |
|
— |
|
Learn more about investing
1May be subject to minimums.
2Any guarantees on fixed annuities are based on the claims-paying ability of the issuer.
Securities offered through properly licensed registered representatives of NYLIFE Securities LLC (member FINRA /SIPC), A Licensed Insurance Agency and a New York Life Company.
This material is for informational purposes only. Neither New York Life nor its agents provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions.
About risk: All mutual fund investments are subject to market risk, including possible loss of principal. Diversification cannot assure a profit or protect against loss in a declining market.
Consider the Funds' investment objectives, risks, charges, and expenses carefully before investing. The prospectus and summary prospectus include this and other information about the Funds and are available by visiting the Prospectus. Read the prospectus carefully before investing.
“New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company.
Securities distributed by NYLIFE Distributors LLC, 30 Hudson Street, Jersey City, NJ 07302, Member FINRA /SIPC.