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Shopping online this holiday season: budget tips.
New York Life | November 15, 2024
The holidays are a time for giving and gathering, but many of us are looking for ways to spend smarter without sacrificing the magic of the season. Thankfully, online shopping can be a fantastic way to save money, reduce stress, and find exactly what you need—all from the comfort of home.
Here are four smart strategies to help you save more and spend wisely this holiday season.
1. Take advantage of online-only discounts and promotions
Shopping online gives you access to exclusive discounts and promotions that are often unavailable in-store. Many online retailers offer first-time buyers a discount code, and signing up for mailing lists or newsletters often provides ongoing access to special deals. These offers arrive directly in your inbox, giving you the chance to snap up discounts before items sell out.
2. Compare prices and read reviews
One of the biggest perks of online shopping is the ability to instantly compare prices from multiple sellers. By using search engines and price comparison sites, you can make sure you're getting the best deals on your holiday purchases. Online reviews are also invaluable for finding high-quality items at the right price. To avoid falling for fake reviews, look for unusual repetition in phrasing or overly positive language—these can be signs of suspicious reviews.
3. Save on delivery costs
Shopping online allows you to bundle purchases from the same retailer to save on delivery fees. Grouping items from one site means paying for delivery only once, so planning ahead is key. Make a list of everything you need and aim to order it together to avoid those extra delivery fees.
4. Skip the lines and shop stress-free
The holiday season can bring long lines and crowded stores, making shopping more stressful than festive. By shopping online, you avoid waiting in line and can complete your gift-buying on your own schedule. Crowded stores can also lead to rushed or impulsive purchases. Online shopping lets you relax, compare, and make decisions without the pressure of busy aisles or time constraints.
Embrace online shopping this holiday season to maximize savings and minimize stress. With a little planning, you can enjoy a more relaxed, budget-friendly holiday—and have more time to spend on what truly matters.
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Media contact
Kevin Maher
New York Life Insurance Company
(212) 576-7937
Kevin_B_Maher@newyorklife.com