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The value of life insurance as a generational wealth-transfer tool
Increased spending, decreased savings, and greater longevity are making it harder for individuals to leave a legacy for future generations. Permanent life insurance helps with generational wealth planning through three primary benefits: leverage, guarantees, and simplicity. This whitepaper explains how permanent insurance offers a variety of customizable products that provide income replacement during one’s working years, through a cash value that accumulates over time, and a means for guaranteeing long-term family wealth through their potential for lifetime coverage.
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