Guarantees matter®

It isn’t easy to find something you can count on these days. But with all the changes going on around us, it’s more important than ever. 

And that’s why millions of American families turn to New York Life. 

During uncertain economic times, people crave the guaranteed benefits and financial stability that many of our products provide. Whether you want to protect your family, future, or financial well-being, you can take comfort in the fact that the guarantees we offer are backed by a company that has proved, time and time again, it will be there for its policy owners when needed.

See why guarantees matter to you—and to your loved ones.

1. Guaranteed Life Insurance Benefit (available on whole life insurance): Since whole life insurance provides lifetime protection and a guaranteed death benefit, you can be 100% certain that your loved ones will have the money they need to keep going whenever you pass away.¹
2. Guaranteed Cash Value Growth (available on whole life insurance): Unlike stocks or other investments, the cash value of a whole life policy grows at a guaranteed rate, so there’s no market risk. What’s more, your ability to access these funds during your lifetime is guaranteed as well—so it can be a safe and dependable way to set aside money for the future.²
3. Guaranteed Conversion Privilege (available on term life insurance):  This important feature protects your future insurability by making sure that you can switch from temporary to permanent life coverage if your needs change.³ Best of all, you can do it without any additional medical tests or underwriting.
4. Guaranteed income in retirement (available on guaranteed income annuities): Are you concerned about running out of income in retirement? With a guaranteed income annuity, you can essentially create your own pension and receive a steady stream of payments that are guaranteed to last the rest of your life—no matter how long you live.

Guarantees are only as good as the company behind them.

While other insurance and financial services companies offer guarantees, few are as uniquely positioned to back them up as New York Life. As the nation’s largest mutual insurance company, we always put the long-term interests of our policy owners first. We’ve been keeping our promises and honoring our commitments since 1845 and continue to receive the highest financial strength ratings awarded any U.S. Life Insurer.⁴

See how our guarantee-backed products can make your family and future more secure.

While financial security may seem more elusive than ever, our guarantee-backed products are a proven, dependable way to add stability to your portfolio, reduce risk, and to protect the things that matter most. To find out more, contact a New York Life agent