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More than life insurance Trusted guidance for life’s biggest moments
When protection meets planning, you’re ready for anything.
One-on-one guidance to help you protect what you have while growing more
Working with us means never having to make financial decisions alone. We connect you with an agent in your community–someone who understands your needs and priorities. Together, you’ll find the right approach to protect your family and help them prosper.
Financial expertise, human connection
We have 12,000+ agents around the country, and you can choose the one who’ll be dedicated to addressing your unique needs
Comprehensive, customized solutions
We offer best-in-class products and solutions that adapt to your changing needs to help grow your financial security and your peace of mind
A commitment to doing what’s right
For 180+ years, through financial ups and downs, we’ve remained accountable to our policy owners while upholding our values of diversity, responsibility, and service
Our agents provide life insurance and solutions to many other needs
Whether you’re just starting to think about your financial future or managing a complex situation, we tailor our flexible solutions to your needs. We explain our offerings in plain language and help you create customized solutions to meet your needs and budget.
FINANCIAL Education & TOOLS
Plan with confidence, your way
Articles and guides
We've been in the business of doing good since 1845
From fulfilling our promises to responsible investing to community engagement, everything we do is for the good of our customers, our employees, and the communities we serve.
Mutuality means a commitment to you
As the largest mutual insurer in the U.S., we operate for the benefit of policy owners1, including paying them $2.5 billion dividends in 2025 alone2
A history of financial strength
We have the highest financial strength ratings of all four major ratings agencies, based on our years of keeping promises to policy owners3
Dedicated to making a difference
We’re on a mission to make our world a better place to live, contributing 175,000+ volunteer hours and more than $32.5 million in charitable donations in a single year4
A diverse company to serve all
With a workforce that’s more than one-half female and one-third people of color, we reflect the communities we serve and are prepared to help each and every family4
We support communities and help bring people together
At New York Life, we go above and beyond every day to help individuals, families, and communities thrive.
1New York Life is the Largest Mutual Insurer in the U.S.: Based on revenue as reported by “Fortune 500 ranked within Industries, Insurance: Life, Health (Mutual),” Fortune magazine, 6/2/2025. For methodology, see https://fortune.com/company/new-york-life-insurance/
2Dividends are paid on participating policies and are based on the policy's applicable dividend scale, which is neither guaranteed nor an estimate of future performance results.
3"The highest ratings currently awarded" refers to the highest rating currently awarded to any U.S. life insurer, specifically: AM Best A++(as of 7/3/2024), Fitch Ratings AAA (as of 5/12/25), Moody's Aa1 (as of 6/12/2025), and Standard & Poors AA+ (as of 6/3/2024). Source: third-party reports. Learn more: https://www.newyorklife.com/about/our-strength/what-rating-agencies-say
4Stated figures are as of June 2025.