Bruce Schobel is vice president and actuary of New York Life Insurance Company, which he joined in 1990. Before that, he was a principal of William M. Mercer, Inc., an actuarial consulting firm. During 1979-88, he was with the U.S. Social Security Administration in various actuarial and policy development positions, including senior policy advisor to the Commissioner and staff actuary to the National Commission on Social Security Reform (the "Greenspan Commission").

A frequent speaker and writer on Social Security matters, Mr. Schobel's papers and articles have appeared in The Wall Street Journal, Policy Review, The Journal of International Taxation, and numerous actuarial publications. A graduate of the Massachusetts Institute of Technology, Mr. Schobel is a Fellow of the Society of Actuaries and the Conference of Consulting Actuaries, a Member of the American Academy of Actuaries, a Chartered Life Underwriter, a Certified Employee Benefit Specialist, and a Founding Member of the National Academy of Social Insurance.

The following articles by Mr. Schobel can help you get started:

• The Future of Social Security Retirement Benefits
• Social Security and Medicare Changes for 2008
• How Working Affects Social Security and Medicare Benefits
• Retirement Income in the United States: The Role of Social Security
• Will Social Security Be There for You?
• Social Security and Women
• Check Your Social Security Earnings Record
• Contributions to Flexible Spending Accounts Affect Social Security Benefits
• International Social Security Agreements

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