VUL Accumulator and SVUL Accumulator are not available for sale in FL, IL , NY, PA, VT

Click here   to download the May 23, 2008 product prospectus for the NYLIAC Variable Universal Life Accumulator and NYLIAC Survivorship Variable Universal Life Accumulator products. The product prospectus includes charges and expenses. The complete prospectus is in PDF format (82 pages –716 KB PDF). You may download the Statement of Additional Information here .

You also need to download the underlying fund prospectus for the Investment Divisions available with the Variable Universal Life Provider policy.

• MainStay VP Series Fund, Inc. – Initial Class
• AIM V.I. International Growth Fund — Series I Shares
• Alger American SmallCap Growth– Class O Shares (formerly Alger American Small Capitalization – Class O Shares) ^*
• AllianceBernstein VPS Small/Mid Cap Value Portfolio
• CVS Calvert Social Balanced Portfolio
• Dreyfus IP Technology Growth – Initial Shares
• DWS Dreman Small Mid Cap Value VIP — Class A Shares
• Fidelity® VIP Contrafund® – Initial Class
• Fidelity® VIP Equity–Income – Initial Class
• Janus Aspen Series Balanced – Institutional shares
• Janus Aspen Series Worldwide Growth – Institutional shares
• MFS® Utilities — Initial Class
• Royce Micro-Cap Portfolio–Investment Class
• Royce Small-Cap Portfolio–Investment Class
• T. Rowe Price Equity Income Portfolio
• Van Eck Worldwide Hard Assets Fund–Initial Class Shares
• Van Kampen UIF Emerging Markets Equity – Class I
• Van Kampen UIF U.S. Real Estate – Class I

^*No premiums or transfers will be accepted into the Alger American SmallCap Growth—Class O Shares portfolio from policyowners who did not have Cash Value allocated to this Investment Division prior to June 1, 2007. Policyowners who remove all Cash Value allocations from this Investment Division will not be permitted to reinvest in this Investment Division.

The fund prospectuses contain information on each of the Investment Divisions available under our products, including details of each Portfolio's investment objective, style and associated risk.

Together these pieces provide you with a complete picture of what the NYLIAC VUL Provider may offer you as you plan for your long-term insurance and financial goals.

You may download the Statement of Additional Information here .

You may also request a prospectus and statement of additional information by mail or call 1-800-598-2019.

You may also request a prospectus and statement of additional information by mail or call 1-800-598-by mail or call 1-800-598-2019

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Issued by: New York Life Insurance and Annuity Corporation
(A Delaware Corporation)
51 Madison Avenue
New York, NY 10010

Distributed by: NYLIFE Distributors LLC.
Member FINRA/SIPC
169 Lackawanna Avenue
Parsippany, NJ 07054